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The Ultimate Guide to Loaded Nachos: A Beginner-Friendly Recipe

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These Loaded Nachos are piled high with crispy chips, melty cheese, and all your favorite toppings! Perfect for game nights, parties, or a quick, satisfying snack—every bite is packed with bold flavors and cheesy goodness. Get ready to dig in!

  • Total Time: 40 minutes
  • Yield: 4 servings 1x

Ingredients

Scale
  • 2 teaspoons olive oil
  • 3/4 pound ground chicken or beef (instead of chorizo)
  • 1 small onion, chopped
  • 2 cloves garlic, chopped
  • 1 (15-ounce) can black beans, rinsed
  • 8 ounces thick tortilla chips (thin chips can break under toppings)
  • 10 ounces sharp cheddar or pepper jack cheese, grated (about 2.5 cups)
  • 1/2 small head iceberg lettuce, shredded
  • 3/4 cup fresh salsa
  • 1 avocado, chopped
  • Fresh cilantro, pickled jalapeño, and sour cream for topping

Instructions

Step 1: Preheat the Oven

Preheat your oven to 400°F (200°C). Line a large baking sheet with parchment paper to prevent sticking and make cleanup easier.

Step 2: Cook the Meat and Aromatics

  1. Heat 2 teaspoons of olive oil in a large skillet over medium heat.
  2. Add ground chicken or beef, breaking it into small pieces with a wooden spoon. Cook for 6-8 minutes, until browned.
  3. Add chopped onion and garlic to the skillet. Sauté for 2-3 minutes until the onion becomes soft and translucent.
  4. Stir in black beans and cook for another 2-4 minutes until warmed through.
  5. Remove from heat and set aside.

Step 3: Assemble the Nachos

  1. Spread the tortilla chips evenly on the prepared baking sheet.
  2. Spoon the meat and bean mixture evenly over the chips, ensuring every bite has a good balance of ingredients.
  3. Sprinkle grated cheese generously on top.

Step 4: Bake to Perfection

  1. Place the baking sheet in the preheated oven.
  2. Bake for 10-12 minutes, or until the cheese is fully melted and slightly golden.
  3. Remove from the oven and let it cool for 2 minutes before adding fresh toppings.

Step 5: Add Fresh Toppings

  1. Sprinkle shredded iceberg lettuce over the nachos.
  2. Spoon fresh salsa evenly across the top.
  3. Add chopped avocado, pickled jalapeños, and fresh cilantro.
  4. Serve with sour cream on the side or drizzled over the top.

Notes

How to Make the Best Nachos:

  • Use sturdy tortilla chips – Thin chips will become soggy quickly under heavy toppings.
  • Layer the ingredients evenly – Avoid piling everything in one spot to ensure every bite is flavorful.
  • Pre-cook toppings like meat and beans – This prevents the nachos from getting too soggy in the oven.
  • Bake just long enough for the cheese to melt – Overbaking can make the chips overly crispy and dry.

Common Troubleshooting Tips:

  • If the nachos become soggy: Use a wire rack under the chips while baking to allow airflow.
  • If the cheese isn’t melting properly: Use freshly grated cheese instead of pre-shredded, which contains anti-caking agents.
  • If the meat browns too quickly: Lower the heat slightly and stir frequently to prevent burning.

Efficiency Tips for Beginners:

  • Pre-chop ingredients – Having everything ready before you start cooking speeds up the process.
  • Use a sheet pan for easy assembly – This ensures even distribution of toppings and simplifies cleanup.
  • Work in layers – If making a large batch, layer chips, cheese, and toppings in multiple layers for better flavor distribution.
  • Author: Paula Susan
  • Prep Time: 15 minutes
  • Cook Time: 25 minutes